As an immigrant and a father of two boys, personal finance has always been top of mind for me. Building a life in Canada means navigating new systems — taxes, mortgages, credit cards, investing — and making sure we’re not just surviving, but setting ourselves up for a comfortable retirement.
I’ve spent years learning, testing, and adjusting my approach to money. Some lessons came from my professional life, but many came from day-to-day decisions: paying down debt, choosing the right investments, weighing housing options, or even optimizing credit-card rewards.
This blog is where I’ll put those lessons down. It’s not financial advice — just my way of documenting what I’ve learned and sharing insights that might help others.
While the main focus will be on personal finance — investing, taxes, mortgages, credit cards — I’ll also write about topics outside of finance when they matter: education, schools, and the decisions that shape our families and futures.
The goal is simple: clear, practical insights for Canadians who want to grow, protect, and make smarter choices with their money.

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