Category: 4. Life & Lessons
Not everything is about money. In this section, I share what I’ve learned outside of personal finance — from education and schools, to everyday life lessons, to product purchase experiences that shape how we live. It’s a space for reflections and practical insights beyond investing, taxes, and mortgages.
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People hear all the time that they should save and invest, but not many understand why it matters so much or what really drives long-term growth. This post lays out a few core ideas that can help anyone — especially beginners and younger investors — build a clearer view of money and investing. 1. Money…
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I got my first job when I was 19. It was at a grocery store where I made pizzas, sandwiches, and sometimes worked the register. I think I earned around eight or nine dollars an hour. The reason I took that job wasn’t really about money. In my second year of university, I had to…
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Exchange-Traded Funds (ETFs) have become one of the most popular tools for individual investors in Canada. They combine the simplicity of stocks with the diversification benefits of mutual funds — and with much lower fees. The challenge, however, is that there are simply too many ETFs to choose from. VFV, VEQT, VGRO, XBAL, ZSP —…
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As an immigrant and a father of two boys, personal finance has always been top of mind for me. Building a life in Canada means navigating new systems — taxes, mortgages, credit cards, investing — and making sure we’re not just surviving, but setting ourselves up for a comfortable retirement. I’ve spent years learning, testing,…
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